Ginnie Mae Publishes Fiscal Year 2025 Annual Financial Report

VoM News Desk | January 23, 2026 | 09:10 AM IST | Breaking News, Business, World | Follow on Google News

Ginnie Mae Publishes Fiscal Year 2025 Annual Financial Report Demonstrating Financial Performance, Market Stability, and Continued Commitment to Housing Affordability

Washington, D.C. —Today, Ginnie Mae released its fiscal year 2025 Annual Financial Report, highlighting strong financial performance, sustained market confidence, and continued progress in strengthening the U.S. housing finance system. The report reinforces Ginnie Mae’s role in providing liquidity for government-insured mortgage lending, supporting housing affordability, and promoting stability across economic cycles.

Throughout fiscal year 2025, Ginnie Mae’s mortgage-backed securities (MBS) program remained a critical source of market liquidity, financing approximately 1.4 million households, including first-time homebuyers, veterans, seniors, and residents of urban, rural, and Tribal communities. For fiscal year 2025, total issuance was $526.4 billion, contributing to a 7.2-percent year-over-year increase in the outstanding portfolio, which grew by $190.9 billion to more than $2.8 trillion as of September 30, 2025. These results reinforced Ginnie Mae’s mission to provide access to affordable credit amid a dynamic market environment.

“The continued strong demand for the Ginnie Mae MBS program creates affordability for the American people,” said Housing and Urban Development (HUD) Secretary Scott Turner. “Ginnie Mae’s performance highlights the value of HUD’s housing finance programs in making the American Dream possible for millions of Americans.”

Ginnie Mae delivered strong operational results and maintained an unmodified audit opinion for the sixth consecutive year while managing a growing MBS portfolio backed by programs from the Federal Housing Administration, U.S. Department of Veterans Affairs, U.S. Department of Agriculture Rural Development, and HUD’s Office of Public and Indian Housing.

“Ginnie Mae’s work in fiscal year 2025 reflects a clear focus on our mission of ensuring access to affordable mortgage credit,” said Joseph Gormley, Ginnie Mae President. “By strengthening operations, enhancing cybersecurity, and maintaining disciplined risk management, we reinforced market confidence and attracted global capital to support affordable lending for American homeowners in every market environment.”

Ginnie Mae also advanced modernization, cybersecurity, and transparency initiatives by expanding adoption of digital collateral through the Digital Collateral Program, surpassing fiscal year goals with more than 300,000 eNotes securitized and $84.4 billion in issuance by August 2025.

Read the full report at https://www.ginniemae.gov/about_us/what_we_do/Annual_Reports/annual_report25.pdf.

About Ginnie Mae
Ginnie Mae is a wholly government-owned corporation that attracts global capital into the housing finance system to support homeownership for veterans and millions of homeowners throughout the country. Ginnie Mae MBS programs directly support housing finance programs administered by the Federal Housing Administration, the U.S. Department of Veterans Affairs, the U.S. Department of Housing and Urban Development’s Office of Public and Indian Housing, and the U.S. Department of Agriculture’s Rural Housing Service. Ginnie Mae is the only MBS to carry the explicit full faith and credit of the U.S. Government. 

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