OpenAI Launches ChatGPT Wallet to Enable AI Agents to Make Secure Purchases
SAN FRANCISCO, November 15, 2026 (VoM News): OpenAI has launched ChatGPT Wallet, a new payment feature that allows AI agents to make purchases on behalf of users without accessing their actual card details.
The company announced the launch on Friday, saying every transaction will require a security check and user approval before payment is completed.
ChatGPT Wallet has been developed in partnership with American Express, Mastercard and Visa, OpenAI said.
The feature will initially be available in the United States to ChatGPT Pro subscribers aged 18 and above who have eligible US-issued payment cards. Users can access it through “dots”, OpenAI’s always-on AI agents.
Before completing a purchase, users can review the selected items, total amount and payment card. They must then approve the transaction through a security check, such as Face ID or fingerprint authentication.
According to OpenAI, payment networks will provide a token instead of sharing actual card details. This means neither the merchant nor the AI agent will have access to the user’s card information.
OpenAI said it expects users to eventually delegate purchases to AI agents under predefined conditions, including spending limits, permitted categories and specific time periods.
The launch marks a step towards enabling AI agents to handle everyday transactions while keeping users involved in payment authorisation.
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